# Bank Connect: Appendix

# Bank Identifiers

The table below lists the supported banks with their corresponding identifier. These identifiers will be used throughout the Bank Connect product, whenever a bank or bank_name field are involved.

Identifier Bank Name
allahabad Allahabad Bank
andhra Andhra Bank
axis Axis India
baroda Bank of Baroda
boi Bank of India
canara Canara Bank
central Central Bank of India
citi Citibank
citi_union City Union Bank
corporation Corporation Bank
dcbbnk DCB Bank
dena Dena Bank
deutsche Deutsche Bank
hdfc HDFC Bank
icici ICICI India
idbi IDBI Bank
idfc IDFC First Bank
indbnk Indian Bank
indusind IndusInd Bank
iob Indian Overseas Bank
karnataka Karnataka Bank
karur Karur Vysya Bank
kotak Kotak Mahindra Bank
mahabk Bank of Maharashtra
obc Oriental Bank of Commerce
pnbbnk Punjab National Bank
punjab_sind Punjab & Sind Bank
rbl RBL Bank
sbi State Bank of India
sib South Indian Bank
stanchar Standard Chartered
syndicate Syndicate Bank
tamil_mercantile Tamilnad Mercantile Bank
ubi Union Bank of India
uco UCO Bank
united United Bank of India
vijaya Vijaya Bank
vilas Lakshmi Vilas Bank
yesbnk Yes Bank

# Transaction Channel

The list below indicates the possible value for transaction_channel field:

transaction_channel Description
upi Credit or Debit done through UPI
salary Credits which are marked as salary in the bank statement
refund Credits which are refund of an earlier debit
payment_gateway_purchase Debits done on a payment gateway
outward_cheque_bounce Debit when a deposited cheque bounce and money is reverted
net_banking_transfer Credit or Debit done through net banking
investment Debit in account when doing an investment like FD or RD
inward_cheque_bounce Credit when the cheque bounces and money is credit back to account
investment_cashin Credit to account, when you redeem your investment like an FD
international_transaction_arbitrage Arbitrage because of the rate difference in currencies. Can be credit or debit
debit_card Debit when a debit card is swiped at a Point of sale
chq Credit or a Debit done through cheque
cash_withdrawl Debit done when cash is withdrawn either through ATM or at Bank
cash_deposit Credit when cash is deposited in an account
bill_payment Debit marked as payment of any bill like Credit card bill payment or BillDesk
bank_interest Credit in account for interest received on deposit
bank_charge Debit done by bank for some service or tax like GST or SMS service
auto_debit_payment_bounce Debit bank charge because of auto debit payment bounce
auto_debit_payment Debit like NACH or ECS

# Description

The list below indicates the possible values for description field of the transaction object:

description Description
penalty_charge penalty charged by bank. Transaction channel is bank_charge
ach_bounce_charge ACH bounce charge. Transaction channel is bank_charge
lender_transaction lender transaction
credit_card_bill credit card bill transaction. Transaction channel is bill_payment
telco_bill telecommunications bill transaction. Transaction channel is bill_payment
chq_bounce_insuff_funds check bounced due to insufficient funds. Transaction channel is inward_cheque_bounce or outward_cheque_bounce
neft_return NEFT return. Transaction channel is refund

# Merchant Category

The list below indicates the possible value for merchant_category field:

merchant_category Description
alcohol Alcohol
gambling Gambling
shopping Shopping
groceries Groceries
entertainment Entertainment
medical Medical
travel Includes cabs, hotels and travel tickets
food Food
fuel Fuel
investments Investments
trading Trading
bills Bills
ewallet E-Wallet
loans Lender
Last Updated: 11/14/2019, 9:21:27 AM