# BankConnect: Appendix

# Bank Identifiers

The table below lists the supported banks with their corresponding identifier. These identifiers will be used throughout the BankConnect product, whenever a bank or bank_name field are involved.

Identifier Bank Name
abhinav_sahakari The Abhinav Sahakari Bank Ltd
abhyudaya Abhyudaya Co-operative Bank Ltd
ahmedabad_mercantile The Ahmedabad Mercantile Co-operative Bank Limited
airtel Airtel Payments Bank
akola The Akola Urban Co-Operative Bank Ltd
allahabad Allahabad Bank
alrajhi Al Rajhi Bank
andhra Andhra Bank
apgvbnk Andhra Pradesh Grameena Vikas Bank
andhra_pragathi Andhra Pragathi Grameena Bank
apna_sahakari Apna Sahakari Bank Ltd
associatebnk Associate Co Operative Bank
ausfbnk AU Small Finance Bank
axis Axis Bank
bandhan Bandhan Bank
baramati The Baramti Sahakari Bank Ltd
baroda Bank of Baroda
baroda_gujratbnk Baroda Gujrat Gramin Bank
bassein Bassein Catholic Co-operative Bank Ltd
bharatbnk Bharat Co-Operative Bank
boi Bank of India
canara Canara Bank
central Central Bank of India
chikhli The Chikhli Urban Co-Op Bank Ltd
citi Citibank
citizens Citizens Co-op Bank Ltd
city_union City Union Bank
corporation Corporation Bank
cosmos Cosmos Co-operative Bank Ltd
csbbnk Catholic Syrian Bank Limited
dhanlakshmi Dhanlaxmi Bank
dbsbnk DBS Bank
dcbbnk DCB Bank
deogiri Deogiri Nagari Sahakari Bank Ltd. Aurangabad
dnsbnk Dombivli Nagari Sahakari Bank
dena Dena Bank
deutsche Deutsche Bank
esafbnk ESAF Small Finance Bank
equitas Equitas Small Finance Bank
federal Federal Bank
financial The Financial Co-Operative Bank Ltd
fincarebnk Fincare Small Finance Bank
fingrowth Fingrowth Co-Operative Bank
finobnk Fino Payments Bank
gsmahanagar GS Mahanagar Co-Op Bank
gandhidham The Gandhidham Co-Op Bank Limited
hdfc HDFC Bank
hsbc HSBC Bank
icici ICICI India
idbi IDBI Bank
idfc IDFC First Bank
indbnk Indian Bank
indusind IndusInd Bank
iob Indian Overseas Bank
jana Jana Small Finance Bank
jana_sahakari Janakalyan Sahakari Bank Ltd
jantasahakari Janata Sahakari Bank Ltd
jivan Jivan Commercial Co-operative Bank Ltd
jnkbnk Jammu and Kashmir Bank
jskb Jila Sahakari Kendriya Bank, Khargone
kalyan Kalyan Janata Sahakari Bank
karnataka Karnataka Bank
karnavati Karnavati Co-op Bank Ltd
karur Karur Vysya Bank
khattri Khattri Coop Urban Bank Ltd
knsb Shree Kadi Nagrik Sahakari Bank Ltd
kotak Kotak Mahindra Bank
mahabk Bank of Maharashtra
mahagrambnk Maharashtra Gramin Bank
mizoram Mizoram Rural Bank
mumbai_district The Mumbai District Central Co-operative Bank
municipalbnk The Municipal Co-Op Bank Ltd, Mumbai
nainital Nainital Bank Limited
national_mercantile National Mercantile Co-operative Bank Limited
nawanagar The Nawanagar Co-operative Bank Ltd
ncb National Commercial Bank (AlAhli Bank)
nesfinbnk North East Small Finance Bank Limited
newindia New India Co-Operative Bank
nkgsbbnk NKGSB Co-operative Bank
nutan_sahakari Nutan Nagarik Sahakari Bank Limited
obc Oriental Bank of Commerce
paytm Paytm Payments Bank
pnbbnk Punjab National Bank
pochampally Pochampally Co-Operative Urban Bank
pratap The Pratap Co-Operative Bank Ltd
primebnk Prime Co-operative Bank Ltd
pune_people Pune Peoples Co-op Bank Ltd.
punjab_sind Punjab & Sind Bank
purvanchalbnk Purvanchal Bank Ltd
rajkot Rajkot Nagrik Sahakari Bank Ltd
rbl RBL Bank
rmgbbnk Rajasthan Marudhara Gramin Bank
sadhana Sadhana Sahakari Bank Ltd
saraswat Saraswat Co-operative Bank
sarvodaya Sarvodaya Commercial Co-Operative Bank Limited
saurashtra Saurashtra Gramin Bank
sbi State Bank of India
shinhan Shinhan Bank India
sib South Indian Bank
suratbnk The Surat District Co-Op. Bank Ltd.
suryodaybnk Suryoday Small Finance Bank
sutexbnk The Sutex co-operative bank Ltd.
svcbnk SVC Co-Operative Bank
syndicate Syndicate Bank
tamil_mercantile Tamilnad Mercantile Bank
thane Thane District Central Cooperative Bank
thane_bharat Thane Bharat Sahakari Bank Ltd.
tjsb_sahakari TJSB Sahakari Bank Ltd
ubi Union Bank of India
uco UCO Bank
ujjivan Ujjivan Small Finance Bank
united United Bank of India
urbancoop The New Urban Co-operative Bank Ltd
utkarshbnk Utkarsh Small Finance Bank Ltd
vaidyanath The Vaidyanath Urban Co-Op Bank Ltd
varachha The Varachha Co-Op Bank Ltd
vijaya Vijaya Bank
vilas Lakshmi Vilas Bank
yesbnk Yes Bank

# Transaction Channel

The list below indicates the possible value for transaction_channel field:

transaction_channel Description
upi Credit or Debit done through UPI
salary Credits which are marked as salary in the bank statement
refund Credits which are a refund of an earlier debit
payment_gateway_purchase Debits done on a payment gateway
outward_cheque_bounce Debit when a deposited cheque bounce and money is reverted
net_banking_transfer Credit or Debit done through net banking
investment Debit in account when doing an investment like FD or RD
inward_cheque_bounce Credit when the cheque bounces and money is credit back to the account
investment_cashin Credit to account, when you redeem your investment like an FD
international_transaction_arbitrage Arbitrage because of the rate difference in currencies. Can be credit or debit
debit_card Debit when a debit card is swiped at a Point of sale
chq Credit or a Debit done through cheque
cash_withdrawl Debit done when cash is withdrawn either through ATM or at Bank
cash_deposit Credit when cash is deposited in an account
bill_payment Debit marked as payment of any bill like Credit card bill payment or BillDesk
bank_interest Credit in the account for interest received on deposit
bank_charge Debit done by the bank for some service or tax like GST or SMS service
auto_debit_payment_bounce Debit bank charge because of auto-debit payment bounce
auto_debit_payment Debits like NACH or ECS
self_transfer Fund transfers within own accounts
demand_draft transfer payment from one bank account to another and it is a negotiable instrument unlike cheque
Others Others

# Description

The list below indicates the possible values for description field of the transaction object:

description Description
penalty_charge penalty charged by bank due to insufficient balance or non-maintenance charges. Transaction channel is bank_charge
ach_bounce_charge charges imposed by banks and service providers when you send an ACH transfer that gets returned by the receivers bank. Transaction channel is bank_charge
chq_bounce_charge charges imposed by banks and service providers when cheque is not processed by bank. Transaction channel is bank_charge
lender_transaction transaction between lender and borrower
credit_card_bill credit card bill transaction. Transaction channel is bill_payment
telco_bill telecommunications bill transaction. Transaction channel is bill_payment
electric_bill electric bill transaction. Transaction channel is bill_payment
deposit_by_machine indicates cash deposit was made on an ATM/Kiosk. Transaction channel is cash_deposit
chq_bounce_insuff_funds cheque bounced due to insufficient funds. Transaction channel is inward_cheque_bounce or outward_cheque_bounce
neft_return return transaction if money is not credited to beneficiary by means of neft . Transaction channel is refund

# Merchant Category

The list below indicates the possible value for merchant_category field:

merchant_category Description
alcohol Alcohol
gambling Gambling
shopping Shopping
groceries Groceries
entertainment Entertainment
medical Medical
travel Includes cabs, hotels and travel tickets
food Food
fuel Fuel
investments Investments
trading Trading
bills Bills
ewallet E-Wallet
loans Lender
Last Updated: 11/3/2021, 1:13:01 PM